Send Money to Ghana
Compare 8 providers for the best GHS exchange rate. Updated every hour — free, no account needed.
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Select where you are sending from to see live rates and compare all providers.
Sending money to Ghana
Ghana's remittance market is one of the most competitive in West Africa, with providers regularly undercutting each other on the cedi rate. The GHS rate can vary by 3–5% between providers on any given day — a meaningful difference when sending larger amounts. CheckRate tracks rates from Lemfi, Taptap Send, Wise, Remitly, Sendwave, Pesa, WorldRemit, and Remitbee and shows you the estimated receive amount so you can compare the full picture, not just the headline rate.
Rates shown are the latest checked by CheckRate and updated every hour. Always confirm the final rate and fees on the provider's platform before sending. CheckRate does not handle your money — we compare so you can decide.
How to use CheckRate
- 1Pick your sending currency above.
- 2Click Compare all providers to see live rates side by side.
- 3Enter your send amount to see the exact estimated receive amount.
- 4Click Send Money Now on the best provider.
Rates are latest checked. Not guaranteed final amounts. Always confirm on the provider's platform.
Frequently Asked Questions — Sending Money to Ghana
What is the best app to send money to Ghana?
Lemfi, Taptap Send, and Remitly are consistently competitive for GHS. Sendwave is popular for zero-fee transfers. Compare on CheckRate to see who leads today.
How long does a transfer to Ghana take?
Most providers deliver to Ghanaian bank accounts within minutes to 24 hours on weekdays. Mobile money delivery via MTN or Vodafone Cash is often faster.
Can I send money to MTN Mobile Money in Ghana?
Yes — several providers including Lemfi, Sendwave, and WorldRemit support MTN Mobile Money delivery in Ghana. Check individual provider apps for exact availability.
Why does the GHS rate change so often?
The Ghanaian cedi is a floating currency that can be volatile. Rates change daily with market conditions. Always check CheckRate before every transfer.