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Send Money to Nigeria

Compare 8 providers for the best NGN exchange rate. Updated every hour — free to use, no sign-up required.

8 providers compared·Free to use · No sign-up·Rates updated every hour

Choose your sending currency

Select where you are sending from to see live rates and compare all providers.

🇨🇦🇳🇬
CADNGN

Best rate today

1,006.33NGN

per 1 CAD · 13m ago

8 providers compared

Compare all providers →
🇬🇧🇳🇬
GBPNGN

Best rate today

1,851.70NGN

per 1 GBP · 13m ago

7 providers compared

Compare all providers →
🇺🇸🇳🇬
USDNGN

Best rate today

1,375.00NGN

per 1 USD · 13m ago

7 providers compared

Compare all providers →
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EURNGN

Best rate today

1,603.50NGN

per 1 EUR · 13m ago

7 providers compared

Compare all providers →

Sending money to Nigeria

Nigeria is the largest recipient of remittances in sub-Saharan Africa, with billions flowing in from diaspora communities in Canada, the UK, the United States, and Europe every year. The naira rate varies significantly between providers — the difference between the best and worst rate can mean tens of thousands of naira per transfer. CheckRate compares Lemfi, Taptap Send, Wise, Remitly, Sendwave, Pesa, WorldRemit, and Remitbee side by side so you always send with the provider giving your recipient the most.

Rates shown are the latest checked by CheckRate and updated every hour. Always confirm the final rate and fees on the provider's platform before sending. CheckRate does not handle your money — we compare so you can decide.

How to use CheckRate

  1. 1Pick your sending currency above.
  2. 2Click Compare all providers to see live rates side by side.
  3. 3Enter your send amount to see the exact estimated receive amount.
  4. 4Click Send Money Now on the best provider.

Rates are latest checked. Not guaranteed final amounts. Always confirm on the provider's platform.

Frequently Asked Questions — Sending Money to Nigeria

What is the best way to send money to Nigeria?

Lemfi, Taptap Send, and Remitbee consistently offer the best NGN exchange rates. The best provider changes daily — compare on CheckRate before every transfer to see who leads today.

How long does a transfer to Nigeria take?

Most digital providers deliver to Nigerian bank accounts within minutes to a few hours on weekdays. Weekend transfers may be delayed due to Nigerian bank maintenance windows.

Which Nigerian banks receive international transfers?

All major Nigerian banks including GTBank, Zenith, Access, UBA, and First Bank receive international wire transfers. Mobile money wallets like OPay and PalmPay are also supported by some providers.

Does the US remittance tax affect transfers to Nigeria?

The 1% federal excise tax on US outbound remittances (effective January 2026) applies to all outbound transfers including to Nigeria. Check your provider's disclosure before sending.

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